AI agents that detect fraud in real-time by understanding behavior, mapping networks, and identifying patterns that rules-based systems miss — while dramatically reducing false positives.
THE PROBLEM
Sophisticated fraud rings, synthetic identities, and AI-powered attacks are outpacing traditional detection systems. Every missed fraud costs money; every false positive costs trust.
$579B
Global fraud losses (2025)
Fraud scams and bank fraud schemes cost $579.4 billion globally. Losses are accelerating as attackers adopt AI and automation themselves.
90%+
False positive rate
Traditional rules-based systems flag legitimate transactions at extreme rates. Analysts spend most of their time clearing non-issues instead of investigating real fraud.
Days
Detection-to-action lag
Many fraud schemes are detected only after settlement — when recovery is difficult or impossible. Batch processing creates windows that attackers exploit.
Catch more fraud, flag fewer legitimate transactions, respond faster.
95%+
Fraud detection rate
Catches patterns that rules engines miss
80%
Fewer false positives
Context-aware analysis reduces noise
Low
Detection latency
Real-time transaction scoring
24/7
Continuous monitoring
No gaps in coverage, ever
CAPABILITIES
AI agents that combine behavioral analysis, network intelligence, and real-time scoring to detect fraud across every vector — from individual transactions to coordinated schemes.
Agents build dynamic behavioral profiles for every account — learning normal patterns and detecting anomalies that static rules can't capture, even as fraud tactics evolve.
Fraud doesn't happen in isolation. Agents map transaction networks to identify coordinated fraud rings, money mule chains, and suspicious relationship patterns across accounts.
Every transaction is scored in real-time against multiple risk dimensions — amount, velocity, geography, device, behavior, and network signals — with decisions made before settlement.
Agents identify novel fraud patterns before they become widespread — detecting subtle shifts in transaction behavior that indicate new attack vectors being tested.
HOW IT WORKS
Agents consume transaction streams, device signals, session data, and external intelligence feeds in real-time.
Multi-dimensional scoring across behavior, network, velocity, geography, and device — all within the transaction window.
Risk-calibrated decisions: approve, challenge, hold, or block — with confidence scores and reasoning for every action.
Continuous feedback loops from confirmed fraud and false positives improve detection accuracy over time.
COVERAGE
Payment fraud
Account takeover
Application fraud
Synthetic identity
Money laundering
Insider fraud
Card-not-present
First-party fraud
Authorized push payment
Check fraud
Wire fraud
Crypto fraud
Rules-based systems flag transactions that match predefined patterns — if the rule doesn't exist, the fraud passes through. AI agents learn what normal looks like for each account and detect deviations, even for fraud types they've never seen before. They also adapt as fraud tactics evolve, without requiring manual rule updates.
Yes. Aetherix fraud agents integrate as an additional scoring layer alongside existing tools. They can consume alerts from your current system, enrich them with contextual analysis, and reduce false positives — or operate as the primary detection engine with your existing tools handling case management.
Traditional systems generate massive false positive volumes because they lack context. Our agents consider the full picture — account history, peer behavior, transaction network, device signals, and temporal patterns — to distinguish genuine fraud from unusual-but-legitimate activity. This typically reduces false positives by 70–80%.
The agents handle payment fraud, account takeover, application fraud, synthetic identity fraud, money laundering patterns, insider fraud, and emerging attack vectors. Because they learn behavioral patterns rather than matching rules, they can detect novel fraud types that haven't been explicitly programmed.
Discover how Aetherix agents automate other critical financial workflows.